Our “Primary” Commercial Lines of Coverage:
Whether you own a fleet of vehicles or need to provide transportation for just one employee, it’s critical to the future success of your business to have the right automobile coverage. At LaPlaca, we will take the time to learn about your business and as a result help you secure comprehensive protection for your daily operations
Businesses as large as LinkedIn to as small as the local doctor’s office are experiencing the major headaches that come with cyber criminals getting access to their confidential customer information. At LaPlaca, we will pinpoint the areas of your business that are at risk for cyber crime. Then we will show you how the right cyber liability coverage can ensure the lasting success of your business.
One important step you may take as your business grows is to assemble a Board of Directors. However, by assembling this Board you run the risk of opening your business up to additional claims from multiple parties such as employees, clients, and stockholders. Our team will help you identify the risks your growing company faces so that you can be protected no matter how large your company grows.
The 2011 Earthquake in Virginia was enough to send shivers up the spines of many business owners along the Eastern Coast of the United States. At LaPlaca, we will show you how your business assets will be affected by an earthquake and how you can best protect them with the right insurance coverage.
Harassed and disgruntled former employees can be found in any size workforce. Therefore, Employment Practices Liability Insurance, better known as EPLI, is not only necessary, it’s critical to the lasting success of your business. Our team will work with you to help ensure that your business is protected from any and all employment related claims.
Equipment can break down at any moment as a result of anything from mechanical failures to electrical short circuits. That is why Equipment Breakdown coverage is important in creating a sound business insurance plan. Our team will show you how your business assets will be affected by an equipment breakdown incident and how you can best protect them with the right insurance coverage.
Due to the increased severity of storms in the United States, flood insurance has come to the forefront of the minds of many business owners. At LaPlaca, we will discuss with you the various options and plans you have for protecting your business against damaging floods.
(Dental, Disability, Health, and Life) At LaPlaca, we will find you competitive rates for your group health plans no matter the size of your workforce.
Does your business have tools or equipment that need to be transported from one location to another? Do you own property that has a unique value? If so, it is important to know that these situations are typically not covered under your standard business property and liability policy. Our team will help you determine what unique inland exposures your business faces and thus help you secure the right amount of this specialized coverage.
Does your business have products that need to be shipped over water? If so, it is important to know that this situation is typically not covered under your standard business property and liability policy. At LaPlaca, we will help you determine what unique ocean exposures your business faces and thus help you secure the right amount of this specialized coverage.
From Business Owners Policies to Customized Packages, our team will help to ensure that your business is fully protected with the right coverage.
What will you do when your policy reaches its limit on the liability coverage? Can you cover these expenses out of pocket? Do not let unfortunate circumstances shut down your entire business. Our team will help to make sure that if the unexpected occurs, you are well protected.
At LaPlaca, we will find you competitive rates for your Workers Compensation Insurance no matter the size of your workforce.